Finding the right assisted living or memory care facility for your loved one is stressful enough. The last thing you want to worry about is hidden costs and how you’re going to pay for those costs. Learn what factors into assisted living costs in Houston, TX so you have a better idea of what to expect.
Assisted living costs typically vary depending on the type of care necessary, services provided, and amenities offered. Many facilities offer living spaces in different sizes or floor plans. Consider that larger, private spaces may be more expensive. A greater depth of care, such as on-site medical care, hospice services, or physical rehabilitation, also generally means a greater cost than the more standard assistance with daily living activities. More amenities are great for keeping your loved one comfortable and entertained. Just remember that group activities, a spacious game room, a well-stocked library, and ample neatly landscaped outdoor space might play a role in increased prices.
How to Cover the Costs of Assisted Living
With costs that can quickly add up and inflation hitting the entire country, covering these costs can be a real concern. If your loved one requires care beyond assistance with daily living activities, Medicare and private health insurance providers often help cover medical costs. Ideally, you and your family have prepared ahead of time for uncovered costs, such as daily care, room and board, and dining, with retirement funds or other savings. A long-term care insurance policy works in a variety of ways, but this will often help cover costs as long as the individual requires assistance with a minimum of two daily living activities.